Real Estate Investment For Black People In Emerging Markets.
As a company working to help black people from around the world to secure their future through real estate investment, we stand with the #BlackLivesMatter Campaign and we kick against every form of racism.
If you have been thinking of investing an Emerging market like Nigeria, this is for you. There’s an estimated population of 200 million people in Nigeria, being the most populous black Nation in Africa it has the largest contributor to the continent’s GDP. It’s estimated that by 2100, the population would have risen to 1 billion people.
Now, let’s put into perspective some of these figures. As of 2010, the population was about 150 million, a decade later 50 million more, same land space, same resources they’re competing for.
As a business-oriented person, what does this suggest? The investment options abound in the Real Estate sector. Why? There are lots of fallow lands begging to be utilized for settlement, commercial and industrial purposes.
As a country that has been earmarked amongst the ‘next 11 countries’ under the world bank’s classification of emerging markets, there’s a prospect of Nigeria being one of the 20 leading economies in the world come 2050.
As a Nigerian living abroad, if you a designated fund money sitting idle in the account, begging to be used, this is an opportunity for you. Even the international community is strategizing and they are placing a stake in various sectors within Africa as a whole. An example of such country is China with its recent rise in commercial activities within Africa.
What reasons should be considered to make this convincing choice of investment?
- The High Rate of Infrastructural Development and Technological Advancement:
A lot of emphasis has been placed on the need to develop the infrastructure within the country. An example is the introduction of the Sukuk bond by the federal government to raise money for infrastructural development in the country.
Recently, the third installment came to a close. This is one of the many examples the federal government of Nigeria is putting in place to ensure the country is a choice destination to attract the international community for Nigeria to continue its movement into a developed country by increasing its industrialization.
- Political Stability:
Since the change occurred to a democratic dispensation, there’s been a reasonable sense of direction in the economy and a lot of policies have been stable, ensuring that investors have nothing to worry about.
An example is the land use act which ensured that a purchased piece of land with a legal tender cannot be revoked as it was during the military era. Since the beginning of the democratic era, there’s never been civil unrest or threat of a civil war arising which could pose danger on potential investments and choice of investment. The country is fairly settled in terms of its polity.
- The Presence of Abundant Natural Resources:
One of the issues facing the Nigerian economy which has been made more obvious since the corona pandemic started is the over-reliance on the ‘black gold’, as it accounts for the majority of the country’s GDP, whereas the country is blessed with abundant and untapped natural resources which if properly explored would boost the GDP considerably and relieve the pressure and constant over-exploitation of the crude oil resources.
An example is the Ajaokuta steel industry which the present administration is working hard to kickstart to life. If this happens, this sure puts the country on the world map for its production of steel and its other by-products.
- Business Environment:
Nigeria climbed 15 places up on the current list of countries that allows for ‘ease of businesses’, data released for Q1 2020.
This is an important milestone because it sends a message to the international community that whatever idea or form of legal business will be permitted and necessary amenities to allow easy integration will be provided.
As Nigeria makes positive strides in ease of doing business, the external investors are taking note and will be making plans on future investments in the country.
- Currency Fluctuations:
The Naira has been fairly constant, only recently experiencing a dip due to the pandemic but the financial regulatory bodies have already stabilized it and given a confidence boost to business owners within the country and ensuring external investors are not worried about losing the value on their investments.
- Real Estate Specific Risks Factors like;
- Legal risk
- Market risk
- Entitlement risk
- Financial risk
- Executive risk
It’s important to be aware of the sector you are investing in and to make due diligence before putting your money to work.
The risk listed above is real but have been put to bed by the number of mitigating factors our team have put in place. In our team, there are legal experts, brokers, the surveyors, architects, Rural and Urban planners, all working hand in hand to ensure when a property is bought, we ensure all the necessary loose ends are tied.
Our legal team ensures all the necessary documents are obtained and filed, the surveyors ensure the land is properly measured, so you aren’t cheated, the regional planners ensure to get the plan of the area, so it doesn’t turn out that the purchased land belongs to the government or a problematic communal land, the brokers negotiate and get the best deals for you. These are just the intricacies that go on within the team to ensure you get the best services from us at us.
If you are looking into other investing in other regions of the world, click here to read about investing in Dubai and the UK.
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